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No Time to Hurt

I have always been a sucker for music with a message and a story, especially tunes sung by individuals who lived a life that gives them the right to tell it. Being from the South, I was a Johnny Cash fan before the rest of the world caught on. In fact, if you get...

Data Wars

Recent events are giving me flashbacks to Jim Ziegler, the hippie, circa 1973. Yeah, I’m talking about the long-haired, bearded, rock ‘n roll deejay. The Vietnam War was winding down and the country was polarized politically, culturally and philosophically. There was...

Flat Fees Would Work for Auto Loans

I was expecting this conflict more than a dozen years ago, which was the first time I began talking about it. I’m seeing dealer associations and their lobbyists getting ready for battle. And I predict this time we’re going to lose. The Consumer Financial Protection...